If you're worried your credit history might keep you from driving the vehicle you need, you're not alone—and you're not out of options. At Findlay Post Falls Chrysler Jeep Dodge RAM, we believe everyone deserves a second chance, no matter what’s in their past. Whether you've faced bankruptcy, repossession, late payments, or no credit at all, we’re here to help you move forward.
Our Credit Assistance Program is built around one thing: helping real people in real financial situations. We’ve partnered with trusted lenders who specialize in working with credit-challenged buyers across North Idaho and the Inland Northwest. So even if other dealerships have turned you down, there's still a way forward—and it starts right here in Post Falls.No problem! Stop in today to learn more!
If applying for a subprime car loan, the applicant will have to bring a few additional records. This is because a moneylender is incurring a high risk when financing a subprime car loan.
Verify your license is not expired, revoked, or suspended and ensure the address listed on your license is current and matches your residence.
Take care to include the name of your agent and a reliable contact number. Adding a new car to your policy won't be necessary until approved.
A recent bill for utilities, such as water or electric, is sufficient proof so long as your name is listed and matches the address given.
A reference can include anyone that knows you personally, such as a family member or friend. Include full names, addresses, and phone numbers.
Any phone number provided must be currently in service and under the applicant's name. Prepaid cell phone numbers will not be accepted.
A recent pay stub stating your year-to-date earnings is sufficient. Self-employed individuals must provide two years of prepared tax returns.
If you’ve been told “no” before, you might be surprised how often we’re able to say “yes.” Our team works with buyers from all types of financial backgrounds— including those who’ve been through tough situations— and helps them qualify for financing that fits their lives. Your past doesn't have to define your future behind the wheel.
Have you experienced any of the following?
We’ve helped drivers in Post Falls and beyond overcome all of these—and more. If you're employed or have a steady source of income, you may already be eligible to start your application. Don’t let old credit challenges stop you from moving forward. At Findlay Post Falls Chrysler Jeep Dodge RAM, we’re ready to help you rebuild, restart, and ride.
We’ve earned the trust of drivers from Spokane to Sandpoint by doing things a little differently. Our in-house finance team takes time to understand your situation, not just your score. We advocate for you, matching your needs with lenders that offer flexible terms, realistic monthly payments, and programs designed for rebuilding credit over time.
What really sets us apart is how we treat our customers: with respect, transparency, and zero judgment. At Findlay Post Falls, you're not just another application. You're a neighbor, and helping you get behind the wheel of a reliable vehicle is what we do best. From the moment you walk through our doors—or submit your online pre-approval—we’re on your side.
We’ve made it simple, fast, and pressure-free to get started. Whether you prefer to begin online or stop by in person, our process is designed to be smooth and straightforward. Because the last thing you need is more stress.
Here’s how it works:
We’re not here to sell you something you can’t afford. We’re here to help you succeed with something that makes sense for your lifestyle and budget.
Finding the right vehicle is just as important as finding the right financing. That’s why we maintain a wide selection of budget-friendly new and used models that offer value, comfort, and long-term dependability. Whether you're looking for a capable RAM truck, a fuel-efficient Dodge sedan, a rugged Jeep SUV, or a reliable Chrysler family vehicle, we’ve got options tailored to your needs.
Each vehicle on our lot is hand-selected to meet high standards— because credit assistance doesn’t mean settling for less. We’ll work with you to match your approved financing to a car, truck, or SUV that fits your lifestyle and helps rebuild your credit along the way. It's not just about getting a car. it's about driving away with confidence and peace of mind.
To make your visit smooth and efficient, it helps to bring the right documents—especially if you’re applying for subprime or second-chance financing. Here’s what to prepare:
You may also need:
Need help gathering these? Call us and we’ll walk you through it. We’re here to simplify every step of the process.
From the heart of Post Falls to the roads of Spokane, Coeur d’Alene, Sandpoint, and even Wenatchee and Yakima, we’ve helped drivers all across the Northwest get approved and get back on track. Whether you're just a few minutes away or driving in from Silver Valley or Bonners Ferry, our finance team is ready to support you every step of the way.
Even if you've been turned down by other dealerships, we invite you to experience the Findlay difference—where people come first, and credit challenges don't mean giving up on your next vehicle. No pressure. No judgment. Just real solutions that work for your situation.
The best part? You can begin from anywhere. Right now. Our secure online credit application takes just a few minutes and helps us match you with the right lenders based on your unique credit profile.
Whether you're down the street in Post Falls or coming in from Spokane, Tri-City, or Sandpoint, we’re here to help you get approved and on the road with confidence.
Start Your Application NowOr visit us at 550 North Alberta Street, Post Falls, IDQuestions? Call us at 208-457-7498— we’re ready to help.
